What account is in your best interest?
When you trust your money to a bank, you want to be sure it is in an account that is right for your specific needs. That is why The First National Bank of Chillicothe has so many types of accounts. From Regular Checking to Money Market Accounts to Now Accounts, you will find the account that best suits your needs. Check out the list below to find something that is just right for you.
description
A Non Interest Bearing Checking Account
benefits
No monthly service charge for full time students
No monthly service charge for senior citizens over age 65
Unlimited check writing
Monthly statements with check images
requirements
Minimum balance to open - $100
costs
No service charge unless your balance drops below $500
If the lowest balance during the monthly statement cycle is under $300, a service charge of $8 will apply for that month
If the lowest balance during the monthly statement cycle is between $300 and $400, a service charge of $7 will apply for that month
If the lowest balance during the monthly statement cycle is between $400 and $500, a service charge of $6 will apply for that month
description
A Non Interest Bearing Checking Account with Club Benefits
benefits
Accidental Death Insurance Policy
Club Checks at no charge
Personal Money Orders at no charge
Savers Club Book with discounts on lodging, car rental, theme parks, etc
Unlimited check writing
Monthly statements with check images
Additional Benefits listed in First Flight Club Packet
requirements
Minimum balance to open - $100
costs
Regular Club Plan - monthly charge $8 (Senior Citizens over age 65 $4)
Family Plan - monthly charge $9 (Senior Citizens over age 65 $5)
description
An account that pays interest on your balance monthly at a competitive market rate
benefits
Ability to write unlimited checks as you accrue interest on your balance
Interest compounded monthly at a competitive rate
Monthly statements with check images
requirements
Minimum balance to open - $1500
costs
No service charge unless your balance drops below $3500
If the lowest balance during the monthly statement cycle is under $1500, a service charge of $10 will apply for that month
If the lowest balance during the monthly statement cycle is between $1500 and $2500, a service charge of $5 will apply for that month
If the lowest balance during the monthly statement cycle is between $2500 and $3500, a service charge of $3 will apply for that month
description
An account that pays interest on your balance monthly at a competitive market rate with added Club Benefits
benefits
Accidental Death Insurance Policy
Club Checks at no charge
Personal Money Orders at no charge
Savers Club Book with discounts on lodging, car rental, theme parks, etc
Ability to write unlimited checks as you accrue interest on your balance
Interest compounded monthly at a competitive rate
Monthly statements with check images
Additional Benefits listed in First Flight Club Packet
requirements
Minimum balance to open - $1500
costs
Regular Club Plan - monthly charge $8 (Senior Citizens over age 65 $4)
Family Plan - monthly charge $9 (Senior Citizens over age 65 $5)
description
An account that pays interest on your balance monthly at a competitive market rate
benefits
Access to your account as it accrues interest
Monthly statements with check images
requirements
Minimum balance to open - $2500
Only six withdrawals allowed per statement cycle.
costs
A charge of $10 will be applied if the balance drops below $2500 at any time during the statement cycle
A charge of $10 will apply if the maximum number of withdrawals is exceeded during a monthly statement cycle
description
An account that pays interest on your balance
benefits
Interest compounded quarterly at a competitive market rate
Quarterly statements with images of deposits and withdrawals
requirements
Minimum balance to open - $10
costs
A charge of $1 will be charged for each debit item in excess of 6 during a statement cycle
description
A savings certificate paying a competitive rate of interest with a set term and maturity date.
benefits
Competitive rate of interest
Interest may be paid by check, deposited to your account or added back to the certificate
requirements
Minimum amount to purchase a certificate - $1,000
Your choice of a variety of terms
costs
Early withdrawal penalties apply based on term of certificate
description
A special investment account to save for retirement
information
Call or come by either of our bank offices and let us discuss how an IRA account may be just what you need to save for your retirement needs.